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    [0] => stdClass Object
        (
            [journal] => stdClass Object
                (
                    [id_jnl] => 87
                )

        )

    [1] => stdClass Object
        (
            [section] => stdClass Object
                (
                    [section] => 281
                )

        )

    [2] => stdClass Object
        (
            [title] => Array
                (
                    [0] => Digital financial inclusion as a catalyst for innovation, economic growth, and sustainability: A bibliometric analysis (2014–2024)@en
                    [1] => Inclusión financiera digital como catalizador de innovación, crecimiento económico y sustentabilidad: Un análisis bibliométrico (2014–2024)@es
                )

        )

    [3] => stdClass Object
        (
            [abstract] => Array
                (
                    [0] => Objective. This study aimed to conduct a bibliometric analysis of keywords to identify strategic topics in digital financial inclusion (DFI) and their relationship with sustainability and economic growth between 2014 and 2024.
Design/Methodology/Approach. A bibliometric analysis was conducted on a sample of 1,234 academic articles indexed in Scopus using the Bibliometrix tool in R. Keyword co-occurrence was examined using multiple correspondence analysis and K-means clustering to reveal thematic structures.
Results/Discussion. A total of six thematic clusters were identified: (1) threshold effect, (2) digital transformation, (3) central bank digital currencies (CBDCs), (4) sustainable development, (5) financial and digital literacy, and (6) fintech. These clusters demonstrated the evolution of DFI from its initial role as a technological enabler, such as fintech and blockchain, to its current impact on economic development, growth, and sustainability. This analysis proposed a conceptual model of DFI. In this model, digital literacy and fintech functioned as enablers. Meanwhile, CBDCs and blockchain technology served as structural tools. Digital financial inclusion was defined as a mechanism for inclusive economic development.
Conclusion. The findings contributed to an understanding of how financial digitization is linked to sustainability strategies and long-term economic growth.
Originality/Value. This research provided insights based on a comprehensive bibliometric mapping of DFI, incorporating literature on economic sustainability and digital innovation. This empirical approach, which differed from narrative reviews and isolated case studies, enabled@en
                    [1] => Objetivo. Este estudio tuvo como objetivo realizar un análisis bibliométrico de palabras clave para identificar los temas estratégicos de la inclusión financiera digital (DFI) y su relación con la sustentabilidad y el crecimiento económico entre 2014 y 2024.
Diseño/Metodología/Enfoque. Se realizó un análisis bibliométrico en el que se analizó una muestra de 1234 artículos académicos indexados en Scopus utilizando la herramienta Bibliometrix en R. Se examinó la coocurrencia de palabras clave mediante un análisis de correspondencias múltiples y un agrupamiento por K-means para evidenciar estructuras temáticas.
Resultados/Discusión. Se identificaron seis clústeres temáticos: (1) efecto umbral, (2) transformación digital, (3) monedas digitales de bancos centrales (CBDC, en inglés), (4) desarrollo sostenible, (5) alfabetización financiera y digital, y (6) fintech. Estos clústeres muestran cómo la DFI evoluciona desde habilitadores tecnológicos (fintech y blockchain) hasta tener un impacto en el desarrollo económico, el crecimiento y la sustentabilidad. A partir de este análisis, se propone un modelo conceptual de DFI en el que la alfabetización digital y las fintech funcionan como habilitadores, las CBDC y la tecnología blockchain como herramientas estructurales, y la DFI como un mecanismo para el desarrollo económico inclusivo.
Conclusiones. Los hallazgos contribuyen a comprender cómo la digitalización financiera se vincula con estrategias de sostenibilidad y crecimiento económico a largo plazo.
Originalidad/Valor. Esta investigación aporta conocimiento a partir de un mapeo bibliométrico integral sobre la DFI, incorporando la literatura sobre sustentabilidad económica e innovación digital. A diferencia de revisiones narrativas o estudios de caso aislados, este enfoque empírico permite visualizar la estructura conceptual del campo y detectar lagunas en la investigación.@es
                )

        )

    [4] => stdClass Object
        (
            [author] => Array
                (
                    [0] => Mayra Yvette Salazar-Uribe
                    [1] => Antonia Terán-Bustamante
                    [2] => Jorge Arturo Salgado-García
                    [3] => Ana Beatriz Hernández-Lara
                )

        )

    [5] => stdClass Object
        (
            [subject] => Array
                (
                    [0] => Bibliometrics@en
                    [1] => Co-word analysis@en
                    [2] => Financial inclusion@en
                    [3] => Digital inclusion@en
                    [4] => Fintech@en
                    [5] => Blockchain@en
                    [6] => Sustainability@en
                    [7] => Bibliometría@es
                    [8] => Análisis de co-palabras@es
                    [9] => Inclusión financiera@es
                    [10] => Inclusión digital@es
                    [11] => Fintech@es
                    [12] => Blockchain@es
                    [13] => Sustentabilidad@es
                )

        )

    [6] => stdClass Object
        (
            [source] => stdClass Object
                (
                    [vol] => 5
                    [nr] => 
                    [year] => 2025
                    [theme] => 
                )

        )

    [7] => stdClass Object
        (
            [datePub] => Array
                (
                    [0] => 2025-07-17
                )

        )

    [8] => stdClass Object
        (
            [DOI] => Array
                (
                    [0] => stdClass Object
                        (
                            [type] => DOI
                            [value] => Array
                                (
                                    [0] => 10.47909/ijsmc.218
                                )

                        )

                )

        )

    [9] => stdClass Object
        (
            [http] => Array
                (
                    [0] => stdClass Object
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                            [type] => HTTP
                            [value] => Array
                                (
                                    [0] => https://ijsmc.pro-metrics.org/index.php/i/article/view/218
                                )

                        )

                    [1] => stdClass Object
                        (
                            [type] => HTTP
                            [value] => Array
                                (
                                    [0] => https://ijsmc.pro-metrics.org/index.php/i/article/view/218/168
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                    [2] => stdClass Object
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                            [type] => HTTP
                            [value] => Array
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                                    [0] => https://ijsmc.pro-metrics.org/index.php/i/article/view/218/169
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        )

    [10] => stdClass Object
        (
            [language] => Array
                (
                    [0] => en
                    [1] => es
                )

        )

    [11] => stdClass Object
        (
            [license] => Array
                (
                    [0] => Copr
                    [1] => by-nc/4.0
                )

        )

)